Recent content by ahsoquel

can you use an unsed exemption for something else?

Grandparents have no rights to thier grandchildren unless they file for Guardianship, a long and difficult process that doesn't always produce the desired results. Other ways that parental rights are amended or extinguished by the court is when Child Protective Services steps in and makes a...

I've had debt collectors say and do all sorts of stuff that i'm truly astounded by but fact is they do whatever it takes them to get a lead or find out how to get any money out of you. don't tell them anything.

is it within the statutes to apply exemptions value from a catagory that has no assets to other assets ?

The father is 18 & you're 15 & pregnant? The father should be held accountable for sex with a minor. Your grandparents are trying to protect you, listen to them.

If you don't apply an exemption for one thing, say jewelry (or whatever) can you use that amount to apply toward something else possibly not exempt, say a travel trailer?

Aparently the bankruptcy laws in California are different than other states. For a couple, filing jointly, the real property exemption is $75k. If one of the couple is over 65 the exemption goes up to 125K. big difference.

i'm sorry, but i can't find your link. do you have a link to a page of specific expemptions?

what exactly is a 341 meeting?

ok, so they can find everything. if we file 13 and at some point, after im 65, (april,2010) convert to 7 then do the exemptions that are allowed go by 7 standards or 13? i'm trying to decide if we should wait until i am 65 to give us more allowance on our home property or file asap to stop...

ah, i see. sell nothing and declare everything? oh my, that sounds pretty bad. how do they figure out what you own? DMV..., UCC filings ... i know, i know.. but i just don't want to give up our travel trailer or other stuff that's paid for, but in the grand scope of things, not worth that...

... and what about if there's business real estate?

stuff ok, don't sell anything? just let them take it all? ch.11 is for a (dba) business for which we are individually held responsible for the business debt. so, ch11 is not personal & we have to file ch13 for personal? two filings? either way, what you tell me is that anything over the...

If we sell stuff with DMV titles should what debts should we pay off prior to filing? (ie: car note or other secured note) If we file Ch.11 prior to 12/30/09 then convert to Ch7 4/2010 (when i turn 65) will the exemptions the amounts of 12/09 or 4/10? Is there anything to gain by doing it...