two more things
does an arbitration judgement have to appear on a credit report?
Can my bank accounts be frozen to pay the judgement, or are payment plans usually worked out in cases like this. The bal was $9k.
I opened a business credit account with Advanta bank in Jan 03. Interest terms were prime + 5%. In Aug 04, Advanta decides it wants to raise my terms to prime +13.5%, but fails to tell me as required by their own agreement. I find out when the Sept statement shows APR is way higher than it...