Consumer Protection Law regulates business conduct and punish fraudulent practices that prey on the average purchaser. Consumer Rights Law aids consumers in dealing with unfair advertising and sales tactics, bait and switch, mail fraud, issues concerning truth-in-lending and abusive collective practices. The Federal Trade Commission deals with this area of law and Federal Acts include the Consumer Credit Protection Act (CCPA), the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). The Magnuson-Moss Act regulates product warranties. The Fair Credit Billing Act (FCBA) deals with billing practices regarding credit accounts.
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