I was recently informed that I had a judgment placed on me back in 1999 regarding an unpaid department store charge account from the early 90's. I was sent a letter from an attorney's office stating that they were now handling the collections for this judgment and I should contact them to arrange payment. Which I did and they've agreed to settle for a much smaller amount than stated in the judgment. In New York State the statue of limitations for a judgment is 10 years. It's been 13 years, am I legally obligated to pay them anything?