I recently traded in my 2000 Honda Accord for a 2008 Honda Accord and this was my 1st "new" car purchase. I brought my grandmother with me because she would be my cosigner for this vehicle. During the initial paperwork signing the car was said to be a Certified Used Honda which was the only reason I would purchase it. After signing the paperwork and receiving the car, I went back to the dealership to get the car looked over and Certified which was what the salesmen informed me was the process only to be informed that the car WASN'T certified at all. Needless to say I was very upset and called Honda Corporate and informed them of the disception at their dealership. After a few weeks I go back into the dealership and suddenly Honda wants to do everything they promised and be friends again. Fast forward to last Sunday. After years on the road I was involved in my 1st accident which totaled my vehicle. I only had liability on the car which I learned afterwards should not be. According to Honda Finance Corporation before they finance any vehicle they verify the car has full coverage in order to protect their investment. During the initial paperwork signing the salesmen asked if I had insurance. At the time I didn't and he said thats fine all we need is an insurance card to process the paperwork and you can get insurance on your own in the meantime. I told him I would just be getting liability he said that would be fine and tacked on GAP insurance to the order as well, telling me that would cover me in case of an accident. We handed him my grandmothers insurance card and the paperwork was processed. As I find out later GAP is irrelevant if you don't have full coverage on your car. My question is do I have a valid case to sue Honda Finance Corporation for financing the car in the 1st place when they never verified the car had full coverage beforehand? If Honda the dealership would have said you need to get full coverage I would have but as a first time "new" car buyer I was unaware of this fact. If Honda Finance would have verified before they financed the car they would have let me know you need full coverage before we can finance the vehicle. The car was never placed on my grandmothers insurance. The day I drove off with the car I got liability for the vehicle for 6 months. From previously feeling like they were trying to just get a car off the lot I feel now as if Honda Finance dropped the ball. It seems like if all you had to do is show them an insurance card and the finance company takes your word that you have full coverage without verifying that it would be extremely easy to fraud Honda out of vehicles. Any help on the subject would be greatly appreciated because I need to know if I do have a valid case before I proceed further. Thanks!