I have received numerous calls from a company called "Account Services" or "Card Services" which is, in my opinion, clearly engaging in harassment and fraudulent activity calling me endlessly to inform me that they will "lower my credit card interest rates" or "lower my auto insurance rates." They seem to have call centers located in Miami, Florida and Atlanta, Georgia, but apparently have locations all over the country. From my knowledge, the "Account Services" or "Card Services" is not associated in any way with your credit card company or car insurance company even though their calls are designed to make you think they are associated. If you have received a call from them or have worked with them, please either add to this thread or provide your name and information to our support so we can raise this matter with state attorney generals as well as a potential class action lawsuit - I've been harassed by these calls for numerous months. Here is what happens each time: (1) Your phone will ring and there might be a delay after you pick up since the calls are obviously placed automatically. (2) You'll hear a recorded message regarding your credit card (or car insurance). It is important that we reach you. This is the last time we are able to reach you. Please press 1 now to speak to a representative... so I did. (3) I was told that I was receiving this call because I was a Visa or Mastercard holder." With the he car insurance scam I was told that I was receiving the calls because you own car insurance." One problem guys... I haven't owned a car in many years. Don't lie to me. (4) They will ask you for your name to ensure they are talking to "the qualified individual in the home." I asked them why they needed my name if they got my account information from Visa and Mastercard. When I was told that they work with those companies, I asked them why they needed my name if they have my information from working with those companies. <click!> As I'm typing this, I just got ANOTHER call and this time from "James" from 305-474-9429 - and he was practically begging me not to hang up saying "this is not a scam, etc." I think he said he's from "Card Services" and they work with Visa, Mastercard, AMEX and Discover. I asked him if he's calling from my credit card company after he asks me for my name since he's calling me - and after a few seconds... same result - <click!> There is typically no opportunity to remove your phone number from their calling list. I don't know whether they have numerous cold callers who are looking for customers to poach and will hang up the moment they realize they don't have an easy sale. This company's callers have called me on various numbers, even a number that has not been used on any public document that I can recall and was only listed in a public phone book. I have been harassed endlessly by these people and apparently there is nothing being done about this problem. We'd like to do something. If you've been harassed by "Account Services" or "Card Services" - add to this post or send us email in our support section. Help us help you in filing a class action against this company if our state attorney generals are going to let them continue to run amok.