Our practice focuses almost exclusively on Consumer Protection Law and Consumer Fraud. Many consumers don't even realize that they are victims of fraud or that their rights have been violated. However, there are various State and Federal laws such as the New Jersey Consumer Fraud Act (NJ CFA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Fair Credit Billing Act (FCBA), the Telephone Consumer Protection Act (junk faxes) and many other laws, which offer protections to consumers. Our firm brings both individual cases and class actions on behalf of people injured by the illegal and deceptive conduct of collection agencies, bad debt buyers, mortgage companies, banks, automobile dealers, collection attorneys, credit card issuers and other businesses. If you believe that you are the victim of debt collector harassment and/or deceptive debt collection practices or if you want to learn more about a debtor’s rights under the Fair Debt Collection Practices Act (FDCPA), call our office today to discuss your matter with a lawyer. Some examples of possible FDCPA violations include: *A debt collector has called your neighbors, friends, family or employers about your debt; *A debt collector threatened you with criminal prosecution or has threatened to have you arrested; *You’ve received abusive, harassing or deceptive phone messages or phone calls from a debt collector; *A debt collector is reporting false information on your credit report; *You’re being sued well after the statute of limitations has expired