Hey folks. Here's my issue (And this is from upstate NY)
About 2 weeks ago, I got a letter in the mail from an attorney in Rochester stating that back in 07 a judgement had been filed against me for a debt. I had absolutely no knowledge of the judgement, and have been working out my finances over the last couple years. (I had a bad relationship, hospitalization yadda yadda) So safe to say, I wasn't aware. And nobody had ever contacted me about any kind of a judgement. This was in a town I lived in 2-3 years ago, I have since had health problems and had to move a few towns over.
Now. The second I get the letter in, I contact the attorney and leave a message on his voicemail (it had stated that if I didn't contact within 9 days, further legal action may be taken) It took him a week and a half to get back to me, after 4 attempts on my end, and he called at 4:55 pm, which gave me no time to get back to him before the office closed. I have since called back 4 MORE times with no response.
The 9 days is now up.
So my question is this, what could happen from here? I have tried to get in touch with the lawyer, and I'll keep trying. And what could "further legal action" be at this point. Keep in mind, I'm on social security, I have limited funds but I am totally willing to work out an affordable payment plan. I can NOT go to court if they do it in Rochester, I have no means of transportation and it's far. Not to mention, if I didn't hear about the judgement, would I even hear about anything more? And could I mail my statement in?
Sorry if this is all jumbled LOL. I'm just confused about it all, I've been working hard at getting my stuff cleared up and I don't know what to do or what could potentially happen here. Thanks for all help.
About 2 weeks ago, I got a letter in the mail from an attorney in Rochester stating that back in 07 a judgement had been filed against me for a debt. I had absolutely no knowledge of the judgement, and have been working out my finances over the last couple years. (I had a bad relationship, hospitalization yadda yadda) So safe to say, I wasn't aware. And nobody had ever contacted me about any kind of a judgement. This was in a town I lived in 2-3 years ago, I have since had health problems and had to move a few towns over.
Now. The second I get the letter in, I contact the attorney and leave a message on his voicemail (it had stated that if I didn't contact within 9 days, further legal action may be taken) It took him a week and a half to get back to me, after 4 attempts on my end, and he called at 4:55 pm, which gave me no time to get back to him before the office closed. I have since called back 4 MORE times with no response.
The 9 days is now up.
So my question is this, what could happen from here? I have tried to get in touch with the lawyer, and I'll keep trying. And what could "further legal action" be at this point. Keep in mind, I'm on social security, I have limited funds but I am totally willing to work out an affordable payment plan. I can NOT go to court if they do it in Rochester, I have no means of transportation and it's far. Not to mention, if I didn't hear about the judgement, would I even hear about anything more? And could I mail my statement in?
Sorry if this is all jumbled LOL. I'm just confused about it all, I've been working hard at getting my stuff cleared up and I don't know what to do or what could potentially happen here. Thanks for all help.