I am being sued by a law firm that now has my credit card account from a previous collection agency. My last payment on this account was March of this year. I stopped the auto payments from my checking account because someone was illegally withdrawing funds from it. I sent in a letter to the collection agency to verify their address to mail in my payments. I heard back three months later from this law firm requesting I pay the full amount. Which I could not pay. The second notice from them was the court summons. They are asking $1400 for the first payment and $560 every month until the account is paid off. I cannot afford that with my other debt. How do I prepare for court? If I send in $150 until the court date is it likely the judge will still garnish my wages? I owe $13,600.00 on the account but fees are still being added. I have no idea what it is now.
If my wages are garnished I will be forced to file for bankruptcy which I am trying to avoid. I want to pay off my account but I cannot pay what they are asking. What do I do.
Thank you kindly
Dedra
If my wages are garnished I will be forced to file for bankruptcy which I am trying to avoid. I want to pay off my account but I cannot pay what they are asking. What do I do.
Thank you kindly
Dedra