Credit Card Lawsuit

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What would happen to a debt if a creditor files a claim to collect and the case is dismissed by the court?

-Nick
 
That usually fails to happen.
They usually get a default judgment.
But, if it did happen, they wouldn't be able to garnishee your wages or attach your bank account.



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The question posed here is pretty general because I was aiming at providing information that will be useful to future users.
I have been researching this and found that as with any other dismissal, if the Court dismisses a debt collection complaint it is like saying the debt no longer exists.
So what happens to the debt? It goes away.

Thanks army judge. I will try to keep the obscurity out of my questions in the future, but no promises.

-Nick
 
The mere dismissal of a debt complaint doesn't by itself eliminate the debt.

Your question wasn't obscure.

I fully comprehended and understood it.

Don't think the mere dismissal of a lawsuit eliminates or vaporizes a debt.

There are ways for debts to be eliminated, mere dismissal isn't one.

As I said, default judgments can easily be reversed.


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