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You can make arrangements with a private party for almost whatever terms you wish. If they want to give you a loan or an advance based upon a crayon note, they can. The laws cover some aspects of these loans such as interest and terms, but I know of no law that prevents someone from making an advance because they have an out of state ID.I am a georgia resident who has multiple payday loans out in Nevada and California. Is it legal for these places to give a Georgia resident with Georgia drivers license payday loans. Payday loans are illegal in Georgia.