My HOA is trying to foreclose on my home for delinquent maintenance assessments. I have come to an agreement with them for an installment plan with half down now and the balance to be paid over a 12 month period but they are insisting that I sign a quit claim deed over to them as well that they will not file unless I default. I have agreed to sign an agreement stating that I would make all payments on time but will not sign a quit claim deed. They are now telling me that without signing this deed, there is no agreement. There is a 1st mortgage and an equity loan on the house as well as a prior lien. Can they force me to sign the quit claim deed and is it legal?