csanchez70
New Member
My wife just a received a notice from a collections agency about a medical bill from two years ago. She paid her copays at the times of her visits and never received any other bills. Now a collections company sent us a bill for $647.32, it said we had 30 days to dispute but we looked on her credit report and it's already showing up on one of the three reports.
We can and will pay the bill but we are trying to buy a house in the next couple of months and want to preserve her great credit. We would just like to know what the best course of action would be, had we ever received a notice from the medical office the bill would have been paid.
It just doesn't seem right for her credit to get smashed because of a bill we never received and the collection company didn't give us time to pay them before reporting it to the credit bureaus.
Any help would be appreciated, Thank You.
We can and will pay the bill but we are trying to buy a house in the next couple of months and want to preserve her great credit. We would just like to know what the best course of action would be, had we ever received a notice from the medical office the bill would have been paid.
It just doesn't seem right for her credit to get smashed because of a bill we never received and the collection company didn't give us time to pay them before reporting it to the credit bureaus.
Any help would be appreciated, Thank You.