Summons from credit card buyer

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topaz4

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My jurisdiction is: New York

A few days ago, I received a very confusing summons; In New York City, if one is an original creditor, no license number is required on the complaint. This is how the complaint appeared:

ABC Company Plaintiff
a/p/o Citibank

In one of the items on complaint, it read:

Plaintiff is the original creditor and is not required to be licensed by the NYC Department of consumer affairs.

The only outstanding that I had with Citibank was sold and it was paid for in 2004. I do not have any paperwork on this and the original buyer of the account is no longer in business. I am unemployed at the moment and cannot afford an attorney. Do you have any suggestions on how I can answer? I researched this company and it seem like they're a collection agency. Thank you:)
 
First - did you reply to the summons? Is there any information in the complaint what the debt is about? There should be an indication as to what debt specifically they are referring to and, if it's incorrect, you can file an answer to that effect.
 
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