Adding a statement on credit report

Status
Not open for further replies.

ohiomom

New Member
Is it a good idea to add a statement to my credit report? I went through a rather lengthy divorce and fell way behind in my credit card payments.
I am rather ashamed to say that almost all went to collections. When the divorce was final, I received a portion of his 401k and paid my debts, some in full and others through settlement. I know these effect my credit in a negative way and will for sometime. If I add a statement to each of the cards, that these were delinquent due to the divorce, do you think that would help my credit rating in any way. I appreciate any info you can give me.
 
You can add a statement it it will make you feel better, but it will not affect your credit score.
 
Status
Not open for further replies.
Back
Top