bankquestioner
New Member
Hello,
I have a question regarding bank errors and overdraft fees. My bank recently made an error when I withdrew money from my account. I had enough money in the account (including pending transactions/holds) to make the withdrawal, however the bank messed up and charged me more and I got an NSF fee. Afterwards, I made several small transactions with my check card. If the bank had not made the initial error, there would have been enough to cover these. However, due to the error, I incurred multiple additional NSF fees.
When I reviewed my statement, I discovered this issue. I called the bank and they refunded the first fee, however they did not refund the fees which would not have been accrued if the initial had not occurred. I don't want to sue anyone, however I'm coming close to that 60 day window you have to inform the bank of an error and would like to know if I should pursue it further.
I have a question regarding bank errors and overdraft fees. My bank recently made an error when I withdrew money from my account. I had enough money in the account (including pending transactions/holds) to make the withdrawal, however the bank messed up and charged me more and I got an NSF fee. Afterwards, I made several small transactions with my check card. If the bank had not made the initial error, there would have been enough to cover these. However, due to the error, I incurred multiple additional NSF fees.
When I reviewed my statement, I discovered this issue. I called the bank and they refunded the first fee, however they did not refund the fees which would not have been accrued if the initial had not occurred. I don't want to sue anyone, however I'm coming close to that 60 day window you have to inform the bank of an error and would like to know if I should pursue it further.