Should I appeal insurance surcharge?

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mayrejohn

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Driving home from work on Interstate in MA. I was in right lane getting ready to exit ramp. Driver cut across from left lane of traffic, barely had room to go in front of me and then applied breaks. I had to slam on my breaks, and swerve to the right to avoid him/her. My car went off the road and into a ditch after hitting guard rail. The cutoff car never stopped. No witnesses that I know of. State trooper stopped to inquire about injuries. car was towed out and brought to repair shop. Insurance says a surcharge will apply. Does anyone have an opinion on appealing surcharge or any info on how to proceed? Thanks.
 
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