I have a tuition balance which I was making payments to the school but stopped because I lost my job. I have another job now and the account was transfered to a law firm for collection. Ever since that happened last year in September, I have been making payments of $300 a month and intend to do so. I was told that they can see that I have an auto loan which is maturing in July and that when I get the title, I should hand it over to the law firm. I did not agree to this in paper. Since I have been paying and intend to do so in future, can they take my title? They want me to sell the car and give them the money. Can I fight this? Please help!