rent to own a mobile home

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awilkey

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I am buying a mobile home that is located in a mobile home park. I started buying it in April. I have made regular on time payments every month. The person that I am buying it from has left her dog here and has refused to remove her stuff from the outdoor shed.
I confronted her today about getting her things off of my lot. She told me that I was in breach of contract because I have no insurance on the mobile home. I have tried to get insurance but the local agents won't provide a policy for the remainder of what is owed on it. I owe only $1,100.
Mind you she only told me today, orally, that I was in breach of contract. At the time she told me this she told me that she had signed the title to the mobile home over to her son about two months ago. She had a heart attack and gave him everything.
Please let me know what I should do. I don't want to get an insurance policy for more than what the mobile home is worth, I wouldn't want to be accused of insurance fraud if something should happen.
Thank you
 
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