Hello,

I have recently moved into a new apartment, where rent includes heat and hot water. It does not include cable, however the landlord claims I must pay cable separately, as a lump sum, when I move in. My lease goes as follows:

Renting unit 10 from August 1, 2009 at the rate of $ x p/mo (before cable).

...

Rent includes Heat, Hot water, and cable hookup. Cablevision payable at rate of $z per year in advance including channels 02-58.

My interpretation of the last statement when I signed the lease was that 'cablevision' was optional, and if I wanted cable I could choose to pay the amount. I did a definition search on the word 'payable' and as expected there are multiple definitions. 1) payable indicates that something is due, or 2) payable indicates that something is able to be paid. I read the latter when I signed the lease, and also assumed the conventional thought that if something is required, it would be included in my rent.

Of course my landlord is not happy that I do not want to pay this, however I don't own a TV so am very reluctant to pay for a service that I do not want nor can I even use.

Thank you.

I drove to kmart today roughly between the hours of 10 - 11am to pickup my 3 month old daughters pictures and was very excited about that. I had 3 clothing items of my stepson that I was returning but left them in the car at first. It's a windy rainy day and didnt wanna carry around clothes while taking a look at my daughters pictures at the portrait studio. So I went to the studio's desk and received my pictures. I took the pictures to the car everything was fine. Then I grabbed the 3 pieces of clothing from my stepson in the backseat along with the receipt to go to the customers service desk for a return. Immediately when I got there this guy out of nowhere comes over and asks the clerk, (who is the supervisor there) for my receipt and took it with him to wherever her went. I waited about 15 mins or so he came back and on his phone device he had a photo of me on his mobile device saying you weren't carrying anything when you walked in? where did these items come from were u with someone did u leave these items somewhere and then took them up to the customer service desk? I was forced to tell my story or else I dont know what could have happened. In any case he went back again after I said what I did and he ran the video again. When he came back the second time he said go ahead and proceed with the refund and told me he was sorry and since they didnt detain me it was all peachy keen. I was humiliated embarassed in front of store personnel and customers that I commited shoplifting. I wasn't happy about the situation so I asked for the store manager. She came out and gave me the number for corporate office because it turns out the prevention manager was on this case alone. And he was the one talking to me directly about the issue. The store manager went on to say call the corporate office they will handle everything. She also wrote a note below the number saying Sue District Analyst in this situation what am i to do? Is it worth suing? Is it worth doing anything at all? Or would it all be one giant headache for me in the future. I am thinking of this all day now. I have been diagnosed with anxiety disorder in the past. And this is just over my head now.

I am 18 and i I received my first ticket for a misdemeanor last night for shoplifting. This is my first offense and I am really scared about what happens next..

What level of crime is it?
What is going to happen in court?
What should i say in court?
What are the consequences?
Will this effect my chances of getting job?

if someone could please talk me through this it would make me feel a lot better being prepared...

My husband was having shortness of breath and chest pains on a Friday eve so I took him to the ER. After they ran a bunch of tests on him they decided to admit him so that they could do a stress test on Saturday morning rather than have him wait until Monday. My husbands insurance (for which they had his insurance cards in hand as soon as we arrived at the ER) has a 2000.00 deductable and after that is met they cover 80 percent of the costs and we are responsible for the other 20 percent but this is only if he is actually admitted into the hospital ... As far as ER services go they only will pay 1000.00 towards that with a 250.00 deductable. When the doctor told us that he was going to admit my husband we agreed because we thought the insurance would cover this. Needless to say that about a month later we found out that due to the way the hospital coded his overnight stay by saying he was admitted into the obversation room, instead of actually saying that he was admitted as an inpatient .... his insurance company treated the whole ordeal as ER and wouldn't cover the cost .... They paid of the 12,674.73 bill only 757.68 and a PPO discount of 3,168.65 was also applied leaving us with 8,748.40 out of pocket that they state we are responsible to now pay. The Physician that was taking care of my husband tried to get the hospital to change the coding but they said it was after the fact and nothing could be done. I have tried to get the hospital to lower the cost of this bill since they knew it was a non-covered admittance (they actually wrote that on the forms either friday night or saturday morning) but they tell me that since we provided them with insurance .... they couldn't lower the bill any further .... it was already discounted with the PPO discount. My arguement with them was this ...... "I know that you can't change the codes that you applied after the fact ..... But I also know that it was your neglegence NOT TO TELL US THAT OUR INSURANCE DIDN'T COVER THIS OVERNIGHT STAY. ..... for if you had told us that we could of spoken with the doctor to see if it was an absolute necessity to keep him overnight rather than take him home and bring him back the next morning. I have argued with the hospital until I am blue in the face. My last conversation with them was since you insist upon treating this as an insurance incident then so will I .... I will pay the 2,000.00 deductable that I know we are responsible for and then pay you 20 percent of the remaining 6,748.40 that you say we owe. After that you will get it when I do. They politely replied that if I don't set up a payment plan with them they will simply turn it over to a collection agency for which I replied back .... Why should I pay for your neglegence ..... It was your responsibility to tell us that our insurance wouldn't cover the way that YOU DECIDED TO CODE MY HUSBAND'S OVERNIGHT STAY IN YOUR HOSPITAL because when we are told that he is being admitted ...... we have no clue as to what you decide to do thereafter unless you tell us.
So am I all wrong in my thinking ..... does the hospital actually have a right to do this to us ...... ? And can they actually turn this over to a collection agency if we pay them a few dollars a month ...... We don't qualify for indigent care or charity care ... we are just like everyone else .... simple folks trying to get by with the bills that we have in these pressing times . Please Help and thank you in advance!

My husband was having shortness of breath and chest pains on a Friday eve so I took him to the ER. After they ran a bunch of tests on him they decided to admit him so that they could do a stress test on Saturday morning rather than have him wait until Monday. My husbands insurance (for which they had his insurance cards in hand as soon as we arrived at the ER) has a 2000.00 deductable and after that is met they cover 80 percent of the costs and we are responsible for the other 20 percent but this is only if he is actually admitted into the hospital ... As far as ER services go they only will pay 1000.00 towards that with a 250.00 deductable. When the doctor told us that he was going to admit my husband we agreed because we thought the insurance would cover this. Needless to say that about a month later we found out that due to the way the hospital coded his overnight stay by saying he was admitted into the obversation room, instead of actually saying that he was admitted as an inpatient .... his insurance company treated the whole ordeal as ER and wouldn't cover the cost .... They paid of the 12,674.73 bill only 757.68 and a PPO discount of 3,168.65 was also applied leaving us with 8,748.40 out of pocket that they state we are responsible to now pay. The Physician that was taking care of my husband tried to get the hospital to change the coding but they said it was after the fact and nothing could be done. I have tried to get the hospital to lower the cost of this bill since they knew it was a non-covered admittance (they actually wrote that on the forms either friday night or saturday morning) but they tell me that since we provided them with insurance .... they couldn't lower the bill any further .... it was already discounted with the PPO discount. My arguement with them was this ...... "I know that you can't change the codes that you applied after the fact ..... But I also know that it was you neglegence NOT TO TELL US THAT OUR INSURANCE DIDN'T COVER THIS OVERNIGHT STAY. ..... for if you had told us that we could of spoken with the doctor to see if it was an absolute necessity to keep him overnight rather than take him home and bring him back the next morning. I have argued with the hospital until I am blue in the face. My last conversation with them was since you insist upon treating this as an insurance incident then so will I .... I will pay the 2,000.00 deductable that I know we are responsible for and then pay you 20 percent of the remaining 6,748.40 that you say we owe. After that you will get it when I do. I they politely replied that if I don't set up a payment plan with them they will simply turn it over to a collection agency for which I replied back .... Why should I pay for your neglegence ..... It was your responsibility to tell us that our insurance wouldn't cover the way that YOU DECIDED TO CODE MY HUSBAND'S OVERNIGHT STAY IN YOUR HOSPITAL because when we are told that he is being admitted ...... we have no clue as to what you decide to do thereafter unless you tell us.

I bought a vehicle on october 5, 2009 and put it into another persons name that I lived with at the time of the purchase. I typed out a contract between this person and myself, that we both signed in front of a notary and had the contract notarized on October 8, 2009. On Oct 12, 2009 this person decided that she no longer wanted me living with her and when I moved out she refused to return my vehicle to me and take it out of her name. I took out a small claims against her in early November, on the 13th of November the papers were served to her by the buncombe county sheriff's dept. On the following monday, nov. 16, she took the title of the vehicle and got a loan against the title. My case in court was dismissed. I want to know what I can have done in court against her for getting title loan, because she knew we had the contract and the vehicle belongs to me and she also knew that we had court today(11/20/2009). and also any advice on how to write a letter of appeal to take this back to court would be greatly appreciated.

Long story short, since it doesn't pertain to my question. I'm in the middle of a BBB claim against my landlord over noise complaints that havent been dealt with. During the communications via the BBB, this statement came out from my landlord:

10. We have heard this resident is currently out of work; which may be the reason he wants out of a lease.

and this statement via email from the community manager:

5. This is coming to a head now that we have found out that you have lost your job.

There is no way they could have "heard" this, because I just recently started my 100 day layoff (I'm a Microsoft contract worker), and not even my closest friends or family know that I've started my break yet.

Is this a breach of my privacy? How could they have found this out, and is there anything I can do about it? Thank you so much in advance!

I recently entered a building through a back door that wasn't locked and came upon 4 security guards who proceeded to tackle me put me face down onto the ground had my hands behind my back with handcuffs on and a knee in my back and one of the security guards said "lite him up" pulled out his taser and tased me asking my about a laptop that was stolen from the building. The they then began in ask my questions again and said if I didnt coaporate that they would tase me again and they kept saying " lite him up" I felt the taser in my back but after the first time they tased me they didn't do it again. They sheriffs took a report and pictures of my back and I went to jail. I was wondering if I have a case with this. I don't care about they money I just want justice. It was 4 to 1 and I know I wasn't a threat to them. So any help would be nice.

I accidentally let my company web domain name expire about 6 months ago and now there is a company sqautting on it. Without providing too many details my company name is my domain name (MyWebSite.com LLC - www_mywebsite_com) and I'm wondering if that entitles me to the domain and if I have any legal right to it? If so how do I go about getting it transfered or released so I may reclaim it?

Thanks so much,

Ian

Hi,

I'm taking a self-improvement company to small claims court. I paid a part of the tuition(~$2800) for a program I intended to attend. At that time, the refund policy (displayed on their website) was to hold only up to $500 of the amount of money already received.

Now I can't take the program, and they don't respond to any of my mails or calls about my refund. They changed their terms of service and even completely removed the previous one from their website.

I don't have any copy of the Terms of Service enforceable back when I paid. Will that be a problem?

Moreover, I live in France and the business is located in LA.

What can I do?

I just opened my mailbox to find the State of Ct. would like to settle personnel income tax for the years 95 and 96. I was wondering if there is a statute of limatations regarding enforcement in Ct. I had a Fed lien for the same time period which was released last year. I have not lived in Ct. for 10 years and now reside in Vt.
Thank you

Around 9pm last night, I was stranded in my car with a dead battery. Allegedly i was high on meth. No one i knew was picking up their phone, so I called a tow company in town around 3am. They wanted $60 but i only had $20. So since i was freezing did everything i could to get the voltage up like disconnecting the lights and stereo system, and any other electronics that might steal the power from the starter using a screwdriver that i had in my tool bag. I am a mechanic (which is also info i gave the officer) so its very typical for me to have some tools in my trunk. I got it to turn over a few times but just not enough power to fire. So now my last option was to push my car next to a building and plug in the battery charger into an outlet. While the battery was charging, I went to ask some people in a nearby business if they could give me a jump start,but none would help. Next thing i know its 5am and i see two cop cars pulled up. I waved to them and said in desperation "Is there anyway i can get a jump start?" The officer said "Stand over here" so i did and he me down and found the screwdriver on me. he asked what i was doing? i said ive been out here freezing trying to jump my car and used the screwdriver to disconnect some electronics. then he had me sit on the curb and he took a look in the open trunk around the car, and through the windows. he asked "Why diddnt you call a tow truck? i said "i did about an hour ago" then gave then the name of the place and the price of $60 that i didnt have, its all in the phone logs LOOK THROUGH MY PHONE.then they started questioning me about a robbery nearby i told about the few cars that i did see drive by but it was very obvious they went listening they wanted to search my car as my ex wife of all people pulled up to help jumpstart me. i said no i have tthe right to say no. i even pointed to the buisness where the people i had asked to help me were and said ask those people ive been right here trying to start my car. the officer told me that he knows that i used the screwdriver to break the buisnesses window and he can search my car weather i say yes or not. i said please just let me jumpstart my car my ex is hear to help. they said is there something in that car that you dont want her to see? i said yes, my new girlfriend is pregnant the ultrasound pics are on the front seat. (and they were). then i got more harassment and they said yea your high on something, you are stealing electricity from a buisness. and you have a baby on the way, and a screwdriver that you used to break in!!!!thats even more reason to rob a buisness. i still refused and they did a search without my permission. first looking through all me center console glove box backpack, then underneath a rag on the floor between the seats they found a little crystal meth on a mirror case, probly about $20 worth. then they said they were going to get a k-9 to search the rest of the car i said i had nothing!!!!! so i was arrested for ui and posession i have no priors no parole and i way cooperative with everything except the car search. they CONVINCED themselves that i broke into that buisness i gave them all the info :ie phone, records nearby witnesses, everything they needed to know i was telling the truth. i did everything they asked but would not let them search me car what can i do!!!!!!!! :nuts the buisness that was broken into was about a quarter mile away!!!!

duplicate sorry delete this one

Here I am scouring the web in search of a little information on my case... I am a single mother, my daughter is now 6 months old. For all intents and purposes, since the father is not on the birth certificate nor involved, we will say that I "do not know the birth father". I am currently enlisting in the Army and therefore need to sign over full custody to my parents. Everything that I find is on divorce and the such so it is no help. I contacted the courts and they say that I would need to notify the father to relinquish rights to the child. But since I "do not know", what should I do in that situation?

Any help?
Thanks!

In 2007, my wife had an IUD inserted and we were charged $350. We paid it using our Health Fund Account with Wage Works. The company then turned around and refunded the $350 to Wage Works claiming that the insurance company said they would cover it. Now, they are threatening to turn this over to a collection agency because we said we already paid it and it is not our fault that they returned the money. Of course, the way the Health Fund Account works, we lost that $350 because they return all unused money to the company, and we can't use this year's Health Fund because the bill is from 2007. Do we have any protection in this scenario?

Thank you