Recent content by cbg

#2 represents well known and commonly used methods to prevent pipes from freezing. I have lived for over 50 years in Massachusetts; my husband got his undergrad degree from Syracuse and his grad degree from Minnesota, all area where pipes routinely freeze if you do not take precautions. We do...

It will certainly show on your record with them, whoever they are. Whether it will also show on anyone else's records depend on details you seem determine not to tell us.

WHAT criminal record are you talking about? We can't answer your question if we don't know what you mean.

I understand that you think you are asking a question that can be answered by a flat Yes or No. You are mistaken in that belief.

This thread is too much like being at work. We changed to Met Life a year and a half ago and have had nothing but complaints.

Other than emailing it and staying on the phone till the recipient gets it, I don't know what more to suggest then, other than to keep pushing on the DOI.

Has she tried mailing it certified, return receipt requested? Then she'd have proof of delivery and a name of the recipient. I've also accepted information by having someone email it to me while I was still on the phone with them.

If your wife worked for my employer, I am the one she would talk about this. Has she talked to her HR/Benefit department at all? They often have contacts they cannot share with employees, but who can cut through all the nonsense and get things moving. If she worked for my employer and she...

It's okay to take a 401(k) hardship withdrawal to pay medical bills that are not covered by insurance. If that's what you're going to use it for, there's no problem. It's if you were planning to use it for supplemental income, to pay household bills, that it would be at issue.

That is NOT an allowable hardship withdrawal reason under Federal law.

Once again, this is not illegal discrimination. They are not holding up the process because he is disabled; they are doing exactly the same thing they would do for anyone else. Once the POA is on file, they will speak with you.

Then you know that Federal law prohibits hardship withdrawals for any but six specific reasons. The payment of medical bills IS allowed. A supplement to LTD benefits is NOT.

Just for additional clarification; As I said, 401(k) plans are VERY heavily regulated by law. Each one has a plan document and that plan document is CARVED IN STONE. The requirements and the processes in that plan document, CANNOT, BY LAW, be varied one iota. If the requirement is that there...

Because 401(k)s are VERY heavily regulated at the Federal level and they could be in serious trouble if they released any funds without the proper signatures and other paperwork on file. This includes any POA's. It's not discrimination because they are holding him to exactly the same rules as...

I only just discovered it myself but I'll be using it from now on!